Loan Calculator
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This amortization calculator will give a solid estimate on
your monthly loan payments based on the information you enter
for the Loan Amount, Interest Rate and Length of
the Loan. This is only an estimate. This does not account for
closing costs, insurance costs, or other additional finance charges
issued by your banking institution.
Input Values: (* Required)
- Loan Amount*
- Term of Loan in years*
- Interest rate in %*
- Extra payments per month
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Our lenders are ready to serve you! Click the underlined links for information and application. Flagstar Bank - http://www.andyborter.com CTX Mortgage - Mike Teachey Click here to email Chip at Ackerman Mortgage - Specializing in the Credit-challenged Homebuyer
Consumer Education: You may already know that... 'Pre-qualification' is not the same as 'Approval' - make sure you take the next step of 'applying' for a mortgage loan so your home search will be more enjoyable. Knowing how much you will spend helps you narrow your search to the best homes for you and your family. Having your credit checked for a mortgage loan does not reduce your credit score - you can have your credit checked more than once in a 30-day period and it will not reduce your score. This consumer protection law also applies to automobile loans but not to charge or credit card applications.
North Carolina cares about consumer education. Here are two important things to know: First, consumers are protected in North Carolina Real Estate transactions by the required disclosure of who represents who. It is important to inquire if the agent you're speaking with is working to gain more profit for the seller or working to get a lower price for the buyer before you offer any personal financial information. Agents can also represent the buyer and the seller in a relationship that is more like a negotiator and go-between. The main thing for you to know is: Have I asked this agent to represent me? If not, you can assume the agent is representing the seller of the property and keep your intentions to yourself until you have formalized an agreement with an agent for buyer representation. (We hope you'll choose us!) Second, the Real Estate broker is a licensed individual trained in completing all the steps involved in “brokering” a real estate transaction. There are certain duties that the Real Estate agent is expected to perform that are outlined in the agency contracts approved by the NC Carolina Real Estate Commission. Your agent will be happy to explain what those duties are whether you are buying or selling The skill and ability of your agent is also dependent on the experience, background, education and personality that he or she has. (Once again, we hope you’ll choose us). Most of the time, all of the commission paid in a real estate transaction is paid by the seller of the property. This means that buyers generally do not pay for professional representation by a Real Estate agent! Click Here to read the brochure 'Working with Real Estate Agents' published by the NC Real Estate Commission. Please call us with any questions that you have - we want to help.
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